Student Guide
What factors does an international student need to consider when living in the USA?
Driver's License:
- International Validity: Verify if your international driver's license is temporarily valid in the state where you plan to study.
- Obtaining a Local License: Consider obtaining a local driver's license if you plan to stay in the U.S. for an extended period, as some insurance companies may require a U.S. license.
- Driving Test: You may need to pass a written and driving test at the DMV (Department of Motor Vehicles).
Cell Phone:
- Mobile Phone Plan: Research and select a mobile phone plan that fits your needs. Compare prepaid and postpaid options.
- Phone Compatibility: Ensure your phone is compatible with U.S. networks. Consider unlocking it if necessary.
- Local Number: Obtaining a local number makes communication easier and is essential for many processes.
Bank Account:
- Opening an Account: Open a bank account in the U.S. to facilitate transactions and manage your finances.
- Required Documents: Typically, you will need a passport, visa, U.S. address, and in some cases, a Social Security Number (or ITIN).
- Credit/Debit Cards: Consider applying for a U.S. credit or debit card to avoid international transaction fees.
Housing
- Housing Options: Research housing options such as university dorms, shared apartments, or renting independent apartments.
- Lease Agreements: Familiarize yourself with the terms of lease agreements, including duration, security deposit, and landlord rules.
- Cost of Living: Consider the cost of living in the city where you study, as it can vary significantly from place to place.
Health Insurance:
- Mandatory Health Insurance: Check if the university requires students to have specific health insurance.
- Coverage and Plans: Choose a health insurance plan that meets your needs, considering coverage for doctor visits, hospitalization, and medications.
- University Plan vs. Private: Some universities offer health insurance plans, but you may also consider private plans if they are more affordable or offer better coverage.
Car:
- Purchase or Rent: Decide whether you will buy or rent a car. Renting is more common for short stays, while buying may be more cost-effective in the long term.
- Insurance: Auto insurance is mandatory in the U.S. Research insurance options and choose one that meets the legal requirements of the state where you'll be.
- Associated Costs: Consider costs for maintenance, fuel, parking, and parking permits if applicable.
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